Finance Options

How we can help you?

Find the right finance to fuel growth.

One of the biggest opportunities many small businesses struggle with is finding the right business finance to fuel growth. Aligning the right loan to your needs, both short and long-term, isn’t easy. There are many different sorts of loans, with multiple products for each type offered by most lenders. It takes an experienced professional to navigate business finance, and that’s where we come in.

As a finance broker who offers business finance, my role is to ensure you have the right finance solution and that it works well for you, your business and what you’re looking to achieve long term. Brokers can bring choice and competition to the table and I take the pressure off, allowing you to do what you to best – growing your business.

Don’t bet your house on your business.

Small business owners already put a lot on the line, often you don’t have to put your home on it too. Securing an overdraft or line-of-credit from your bank and using your home as security to finance your business is not the ideal scenario given the risk that this brings.

There’s a lot at risk here, and a lot of added pressure. You don’t want to be in a position where you have to consider refinancing or selling your home just because one of your biggest clients hasn’t paid their bill. Chances are it’s also not the right type of loan for what you need. A good example is the purchase of an asset like some machinery. With an overdraft you could be paying back the loan years after the machinery has long since been replaced and stopped generating any income.

Finance for my business

What do you need finance for?

Why do you need the finance and what are you looking to fund? There are so many different reasons a business needs finance, and there’s often a different product for every single one. But most of them fall into these general areas.. read more

What type of business are you?

This is less about what industry you’re in, or how you are different to your competitors, but about how your business is structured – as this can also have an effect on how the lenders assess.. read more

There are many different types of loans to choose from.

01

Asett & Equipment Finance

It’s a common question for small business owners; how do you get your hands on the equipment you need to grow, while still keeping the all-important cash flow and working capital at healthy levels?.. read more

02

Invoice Loans

Sometimes called Invoice Finance, Debtor Finance or Accounts Receivable Finance, this is like a cash advance based on the sales you’ve already made to your customers, without having to wait.. read more

03

Working Capital

Like the name suggests, having this type of financing means you have the capital to cover vital operating costs like paying suppliers, covering wages or adding inventory to make the most of.. read more

04

Term Loans

If you’re familiar with home loans, you’ll understand the principles of how a term loan works. Generally speaking, this type of loan can be used for two purposes – business or property.. read more

05

Self manager Super fund

The savings you’ve built up in your Superannuation Fund can be used to make investments in a range of asset classes. By transferring your super to a new or established Self Managed.. read more

06

Unsecured Loans

Unsecured business loans are a relatively new option for businesses that need to get access to some extra funds. The obvious benefits of this type of finance is the speed in which access is granted.. read more

Make the move now & get in touch

We will be more than pleased to help you over the phone or simply click here to get help via email.